Quote:
Originally Posted by liketheroman
No I just wondered if they do have to honour their commitments to a third party in Europe at any time.
However if they they said to you 60 days and you go over it and have an accident, they can try and recover their loss from you.
Just a thought
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My point is that, according to my understanding of the policy, the 60 days only relates to an extension of the fire and theft cover. The third party liability section does not impose a time restriction.
Relaxed, my UK insurance does not cover me for lending my car to an un-named 20 year old, so this situation will never arise. If the 20 year old has their own UK insurance policy, this should cover them for third party liability in my car. If they don't, they won't be driving my car! My policy includes the owner/main driver and one named driver (me), and the policy makes no differentiation between cover for the two, except for the extension to cover the main driver for third party liability in any other car with the owner's permission.
Does no one else agree with my thinking regarding this subject? Alternatively, can anyone suggest an official body who could confirm that my understanding regarding the minimum legal requirements UK insurance must cover is wrong?